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The Nespresso blueprint: large scale free-loan payment models for office coffee

Lily Hedley | January 19, 2026

In the office coffee industry, Nespresso is a titan. Many office managers have heard of the “Nespresso model”, but very few know what it actually means.

In simple terms, it refers to a free-on-loan payment model. This approach is similar to the one FreshGround offers and is still relatively uncommon in the office coffee market. For many teams, it is an attractive alternative to buying a machine outright or renting one.

This article explains how the Nespresso model works, why it is rarely available outside a small group of providers, and how FreshGround offers a clear, reliable version designed for busy offices.

What the ‘Nespresso model’ actually is

Instead of buying a commercial coffee machine or renting one, the machine is supplied at no upfront cost and the customer pays only for the coffee.

With Nespresso, customers purchase disposable coffee pods and receive a large commercial machine at no additional charge. At FreshGround, the same principle applies using whole bean coffee and bean-to-cup machines.

This model is most commonly used by larger organisations, particularly those that require multiple machines per site, as it helps keep initial costs low and simplifies budgeting.

The term “Nespresso model” comes from Nespresso’s dominance in both home and workplace coffee. Different suppliers may use different terminology, but the principle remains the same. The machine is free, with a commitment to buying the coffee.

Why it is rarely available from office coffee suppliers

To offer a genuine free-loan model, a supplier must be able to meet several requirements.

  • Own the machines outright. Suppliers that lease machines from a third party cannot loan them for free, which is the main reason this model is uncommon.
  • Operate a dedicated service team to keep loaned machines running reliably.
  • Hold spare parts and replacement machines to resolve issues quickly.

Most distributors and resellers do not have this level of control over equipment and servicing, which means they cannot subsidise machines in the same way.

Free-loan with FreshGround

FreshGround offers a free-loan coffee machine model that is straightforward and easy to manage.

  • You receive a coffee machine on loan.
  • As long as you meet your monthly minimum coffee order, the machine remains free.
  • Orders are sent automatically each month and payments are taken automatically, removing uncertainty.
  • The minimum term is three months, giving your business flexibility.

All machines are owned and serviced by FreshGround. If an issue occurs, the machine is repaired or swapped as required. Clients know exactly what they are committing to, when payments are taken, and how to keep costs controlled when multiple machines are needed.

The benefits of the free-loan model

Offices choose this model because it removes upfront costs and keeps monthly spending predictable. The only ongoing commitment is the coffee order itself.

Additional benefits include:

  • No large equipment purchase, helping to reduce capital expenditure.
  • No need for lengthy internal approval processes tied to asset purchases.
  • Barista-style coffee without paying for the machine.
  • Reduced downtime thanks to servicing and repairs being included.
  • Simple scaling as teams grow or office layouts change.

How to decide if this model is right for your office

Before choosing a free-loan model, it is worth asking a few practical questions.

  • How many people drink coffee each day?
  • Do you prefer predictable monthly costs or a one-off purchase?
  • How quickly do you need repairs if a machine breaks down?

Larger teams with consistent coffee consumption tend to benefit most, but smaller teams can also find value if their usage meets the minimum order requirements.

Conclusion

The Nespresso model is often misunderstood and is rarely available outside a small number of suppliers. FreshGround offers a clear, fully supported version that allows offices to enjoy high-quality coffee without paying for the machine upfront.

If you would like to explore how this could work for your workplace, FreshGround can guide you through the process or provide a personalised quote. All machines are owned and serviced in-house, ensuring transparency and no hidden surprises.